Programs and Tools to Foster Financial Stability

• New Jersey Citizen Action offers financial coaching, first-time homebuyer counseling, foreclosure prevention counseling, and educational workshops. 
• Enrich is a free financial wellness tool from the state of New Jersey. It also offers budgeting and retirement tools and financial education courses. 
• America Saves helps people  create savings plans. America Saves sends reminders, resources, and tips to savers.
• The Social Security Administration’s Retirement Estimator helps people plan for retirement by calculating estimated social security benefits based on current earnings.
• The National Foundation for Credit Counseling offers counseling to help people become debt-free.
• The NJ Coalition for Financial Education offers financial education throughout the state.
• Take Charge America provides financial education, debt management, and credit and housing counseling.
• Hands on Banking provides financial education specifically for military personnel.

Free tax assistance programs are available throughout New Jersey. Learn more about this program.

Local United Ways offers a variety of resources, including FASFA assistance, financial education and counseling, employment assistance, and other programs. Learn more about local programs by selecting your county.