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What to do if Your Unemployment Benefits Have Run Out
If you have been unemployed for quite a while and are now learning that your unemployment benefits have or are about to run out, you are probably searching for a way to put food on the table, afford to keep your home or apartment, or pay your utility bills. This section of our Web site is designed to help you face these new challenges and educate yourself about how New Jersey’s social service system works. Take some time to explore the programs that may be able to help you and your family through these difficult times.
The first place to turn is NJHelps.
NJHelps is a free and easy service in our state that will walk you through basic eligibility criteria online and enable you to anonymously answer simple questions about your family, your income and your situation. Once you’ve answered these questions, you’ll be taken to a page on the Web site that offers a customized list of programs and services designed to help people in your situation. From this page you will learn where to go for help and what to bring with you. You'll also be able to apply for some programs (like Food Stamps) online.
NJHelps does not have the final say in whether you are eligible for the programs and services recommended. The suggested list is based entirely upon the answers that you have provided. Once you have reviewed the list and have decided to apply for benefits, you will still have to contact each program and provide documented household, income, and spending details.
Click here to learn more about NJHelps.
Click here to learn about free health insurance for your children through NJ FamilyCare.
You Are Not Alone
If at any time you feel overwhelmed or just don’t know where to turn next, please know that you are always welcome to dial
2-1-1 24/7. There are also, crisis help lines that can help you or a family member as you face your loss of income and deal with the ramifications of your current situation.
For emotional support call the NJ Mental Health Helpline toll-free at 877-294-HELP (877-294-4357). A TTY line is also available at 877-294-4356.
The National Suicide Prevention Lifeline is a toll-free suicide prevention service available to anyone in suicidal crisis. Reach out and ask for help at 800-273-TALK (800-273-8255).
Domestic Violence Hotline - 1-800-572-SAFE (7233) -
This resource is available 24-hours a day, seven days a week to serve domestic violence victims and others seeking information about domestic violence. The Hotline provides bilingual service and is accessible to the hearing impaired. Learn more about the domestic violence programs available in your county.
For Teens - 2NDFLOOR Teen line - 888-222-2228 - 2NDFLOOR is a youth helpline serving all youth and young adults in the state of New Jersey. Youth are assisted with their daily life challenges by professional staff and trained volunteers.
Coping with Stress - The American Psychological Association has published helpful guidance for coping with the stresses related to the current economic climate.
Pick up the phone and dial 2-1-1 when you need help.
You are encouraged to dial “2-1-1” 24 hours a day, seven days a week if you need help in understanding and finding available assistance services. Language translation and TTY services are offered to any caller. You can also
search the database of services in your local community or Chat Live with an experienced community resource specialist. 2-1-1 will help identify with you the best local resources to fit your individual needs during times of financial distress or for life’s everyday situations.
If you know of additional resources that would be appropriate to include, please let us know by contacting us via e-mail at info@nj211.org.
Research Sources Include:
http://njhelps.org/index.html
http://www.state.nj.us/dca/dow/countyresourcesdv.shtml
http://apahelpcenter.mediaroom.com
http://www.2ndfloor.org
Page last modified 8.25.09
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