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If you have read the NJ 2-1-1 Housing Section in its entirety you now understand what subsidized housing is and how it works; you've become familiar with housing assistance programs that are available in our state and you have learned a bit about the resources created to address specific populations.
For the most up-to-date information on available and affordable housing in your community, use the NJ Housing Resource Center, an online service that provides information on current listings in towns throughout the state. If you do not have regular access to a computer, or if you are having trouble navigating the NJHRC site, dial 2-1-1 and our resource specialists will help you find appropriate resources.
If you think you may be eligible for Section 8 housing, contact the housing authority in your area.
Jersey City offers data maps on the city’s website. One of the maps offered is called an Affordable Housing Navigator. Visitors to the Navigator will find a map of the city with markings that identify affordable housing units that are both completed and under construction. The site also offers a table that reflects a household Area Median Income (AMI) percentage requirement so that visitors can learn what the qualifying income level is for the housing units shown. This is one of many data maps available.
Search the NJ 2-1-1 database at the top of this page for other local alternatives using the terms that best describe your need. Here are some suggestions:
Remember to geographically limit your search to find the most appropriate resources in your local area.
A Guide for the First-Time Homebuyer - This 40 page guide was produced by the NJ Housing and Mortgage Finance Agency. In it you will find advice on assessing your finances; how to find a dream home; obtaining a mortgage; the closing process; answers to frequently asked questions about home buying and an in-depth glossary of related terms.
Buying and Selling A Home This is a chapter from a publication of the American Bar Association. The entire book provides information on how the law affects individuals in all areas of their lives. This section is devoted entirely to the legal issues associated with home ownership.
Nine Steps to Buying a Home Found on the US Department of Housing and Urban Development Web site, this comprehensive review of the things you'll need to know about the home buying process begins with a discussion of how to determine what you can afford and ends with you signing the papers on your new home.
Is Homeownership Right for You? Created by Freddie Mac, this posting will help you sort through the tough decision about whether homeownership is in your best interest given your financial situation and future plans.
Sources for this page include: