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Housing assistance programs are closely tied to funding dollars that are often in a state of flux. Programs are active until the funding source for these programs is lost or consumed. When funding is lost, programs may close until new funding becomes available. Professionals working with people in need understand how desperate the need for housing is, but their efforts to help are limited by the reality of finite resources. As new resources become available this page will be updated. If you know of a local housing program that has not been included please send information about the resource to firstname.lastname@example.org so that we may share it with our web visitors and those who call 2-1-1 looking for help.
Affordable Housing Online has served low income renters in the U.S. for more than 15 years with the most complete and up-to-date info on low income housing, affordable housing, affordable apartments, subsidized housing, public housing, and Section 8 Housing Choice Voucher (HCV) waiting list inofrmation. For more information an to sign up for this email list click here.
Morris County Habitat for Humanity is looking for qualified applicants to own affordable homes through its program. Interested applicants can find out more information about this opportunity by visiting their website or viewing their flyer here.
Jersey City offers data maps on the city’s website. One of the maps offered is called an Affordable Housing Navigator. Visitors to the Navigator will find a map of the city with markings that identify affordable housing units that are both completed and under construction. The site also offers a table that reflects a household Area Median Income (AMI) percentage requirement so that visitors can learn what the qualifying income level is for the housing units shown. This is one of many data maps available.
New Jersey Housing Mortgage Finance Agency (NJHMFA) recently launched its new HomeSeeker Program. the program gives eligible first-time homeowners $16,000 toward a home purchase. Some of the requirements include:
CLARIFI offers the HUD and NJHMFA-approved housing counseling required for HomeSeeker.
Appointments with CLARIFI can be scheduled online or by calling 800-989-2227.
The Somerset County Homelessness Trust Fund Rental Assistance Program will provide up to 15 months of rental assistance and case management that is intended to help clients become aware of and access resources to help increase their chances of maintaining permanent housing within Somerset County.
The program will provide a monthly subsidy to pay the difference between household rent and 30 percent of the client's income. The maximum subsidy that can be provided to a household is $300 per month.
An applicant must be able to demonstrate that he or she will be able to afford the housing without rental assistance within 15 months. An applicant will only be accepted once in any 36 month period. In order to qualify, applicants must be employed, have a formal lease at a rate that is lower than the Fair Market Rent for the unit size, and be within the following income limits:
|1 Person - $51,500||2 People - $58,800|
|3 People - $66,200||4 People - $73,500|
|5 People - $79,400||6 People - $85,300|
To learn what documentation is needed to apply, download an application. Applicants who meet the criteria will be served on a first-come, first-served basis after being screened by the Somerset County Community Development Office. For more information, email or call the office at (908) 541-5756.
For the most up-to-date information on available and affordable housing in your community, use the NJ Housing Resource Center, an online service that provides information on current listings in towns throughout the state. If you do not have regular access to a computer, or if you are having trouble navigating the NJHRC site, dial 2-1-1 and our resource specialists will help you find appropriate resources.
Search the NJ 2-1-1 database at the top of this page for other local alternatives using the terms that best describe your need. Here are some suggestions:
Remember to geographically limit your search to find the most appropriate resources in your local area.
Sources for this page include:
Email communication received from housing programs