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If you are facing foreclosure, there are resources available that will help you find a solution. Every day people who work in various agencies and organizations throughout the state talk with folks in your situation. This section of our site is devoted to providing some basic information and fact sheets to give you the details you need to help yourself, along with web links and phone numbers so that you can learn more about state and local programs and resources.
Foreclosure is a legal process in which mortgaged property is sold to pay the loan of the defaulting borrower. Foreclosure laws are based on the statutes of each state and so timelines vary.
Foreclosure doesn’t happen overnight – it starts with financial difficulties.
Ask yourself the following:
As budgets collapse, mortgage payments are missed. It only takes a series of missed payments for the foreclosure process to begin. Whether you are struggling to pay your bills or are already missing payments, you can get help today.
You have the option of picking up the phone and learning about resources that could make all the difference. Here are a few things you can do today: